Evaporation Lines and HPT Mirages

Today I am at 9 days past a 3 day transfer.

Yesterday's HPT was as white as snow. I looked at it in bright light to triple check that the trigger was gone....and nothing there. Not even an evaporation line.

Today's? Well, I'm not quite sure.

I'm wondering if I stuck the stick too deeply into the cup of urine as it was dark in the bathroom this morning - maybe it is a line of where the stick hit the urine? But there's the very so faintest line today. Sorta looks like an evaporation line but, like yesterday, I haven't seen any evaporation lines on these HPT sticks.

When I saw this, what rolled off of my tongue was a totally shocked, "I"m pregnant?" and I noticed my forehead was all wrinkled up in disbelief. I had to laugh at my reaction to this possibility. Not overwhelming joy, but intense shock, disbelief.

After 8 retrievals, 1 FET, and two IUIs...and not a single BFP EVER...I think most would be shocked.

So...I'm very very very cautiously hopeful, but not in a huge way. I'll POAS again tomorrow and compare to today's but I honestly think that I'm looking at a bleep with the HPT rather than a true BFP. But I will keep a flame of hope alive all the same.

But, in my usual "I-must-always-be-in-contingency-planning-mode", I called my RE's office today to schedule my MRI for next week.

Onward and sideways!

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Interesting snafu with my insurance that might help someone else out.

I have BCBS through my former job (a Cobra plan)- it has $50K in IVF coverage ($40K remaining) and expires the end of July.

I took a new job and now have Aetna with $15K in IVF coverage (effective 4/1/2010).

My current cycle started in May and I didn't realize that I needed to coordinate my benefits. I just had my RE bill it all to BCBS as it has a lot of IVF dollars that are going to expire.

Well, BCBS denied all of the claims and said that even though I've had them longer, that because my policy with them is administered through COBRA, that they fall into a 2nd position.

Great. So this means that I'm no longer tapping into the $40K (that expires in July) but into the $15K.

I called Aetna and they said that they too will deny coverage for the IVF because I didn't get preauthorized for it through their IVF program. Aetna actually told me to have the bills sent to them so that they could deny them, forcing BCBS to pay in their secondary position.

Sounds good to me as I'd rather be tapping into the $40K that expires in July than the $15K that is good til I use it.

So get this: my RE clinic says that they recognize my primary coverage as BCBS because "you've had it longer". Not Aetna. And that they will continue to send bills to BCBS (who will continue to deny them). When I told them that Aetna actually said to send bills to them so that they could deny them (and then BCBS would pick up as secondary), they acted like I was doing something wrong (even though I was advised to do this).

What a snafu.

I'm sure it will all work out in the end as it has to. But what a mess!

So ladies, if you have a COBRA plan and a regular plan, be very careful about submitting your bills to the right plan first!! Or, better, yet, make sure that they never find out about each other in the first place!

Sigh.